Paying out of Pocket
Paying out of pocket for therapy offers a few advantages over using insurance:
- Your personal information stays completely confidential. Your insurance company doesn’t have access to your mental health diagnosis, type of treatment, or whether or not you’re even receiving treatment.
- You get to decide the frequency and duration of your treatment. Your insurance company doesn’t get to limit your sessions or make you justify receiving treatment after an arbitrary period of time.
- You don’t have to deal with coverage changes or failures to cover treatment. Your insurance company will never deny a claim or suddenly fail to cover services after a policy change.
- Payments are predictable and easy to budget. No surprise payments or changes due to unmet deductibles.
If you would like to learn more about using your insurance benefits by filing an out-of-network (OON) reimbursable claim, please click here.